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Informational
New Year Resolution Guide

It’s Not Too Late! Use This New Year’s Resolutions Guide To Make 2021 Your Best Year Ever! You unwrapped the presents and stored the decorations. The holiday season may be behind us, but it’s not too late to put thought […]

by Livia Cruz

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January 19, 2021
Benefits of Refinancing
Informational
5 Benefits of Refinancing

Are you wondering if you might be able to benefit from refinancing your mortgage? Here are 5 benefits of refinancing that could help you: Lower monthly payment When thinking about refinancing, the first benefit that might come mind is lower […]

by Livia Cruz

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October 28, 2020
Why fall is a great time to buy a hosue
Informational
Why Fall is a Great Time to Buy a House

Back to school, Halloween decorations popping up in stores…you can start to feel that fall is just around the corner.  Fall is not only a great time to enjoy pumpkin spice lattes, Fall is also a great time to buy […]

by Livia Cruz

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October 9, 2020
Understanding The Difference Between Pre Qualification And Pre Approval
Informational
Understanding the Difference Between Pre-qualification and Pre-approval

You may have heard about getting “prequalified” for a mortgage or getting “preapproved” for a mortgage. Since they sound similar and are used interchangeably by people in the industry, this can get confusing. Both can be helpful and important steps […]

by admin

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August 6, 2019
partner with precious lamb preschool
BluPrint News
BluPrint Long Beach Partners with Precious Lamb Preschool

Each BluPrint branch chooses a local charity to support each year as part of the BluPrint Dreams initiative, and the Long Beach branch has chosen to partner with Precious Lamb Preschool for homeless children. Precious Lamb Preschool for homeless children […]

by admin

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May 9, 2019
bluprint loan originators
BluPrint News
BluPrint Loan Originators Recognized As Top 1% Originators in America

BluPrint Home Loans is proud to announce the two BluPrint loan originators Hans Stone, EVP and Division Director of Sales, and Nick Bronsozian, Area Manager, have both been recognized as part of the top 1% of mortgage originators in America […]

by admin

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April 3, 2019


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BluPrint Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. Some products and services may not be available in all states. Licensing and disclosure information can be found at https://nfmlending.com/licensing/

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© 2025 NFM Lending, LLC dba BluPrint Home Loans. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending. www.nfmlending.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that the buyer has the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents, verified assets, submitted the file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. The pre-approval is contingent upon no changes to financials and property approval/appraisal. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites.