If you’re applying for a mortgage and your lender asks for a Letter of Explanation (LOE), don’t panic! It’s just a simple letter where you explain something in your financial history — like a late payment, a big deposit, or a […]
BluPrint News
At BluPrint Home Loans, we know that buying a home is one of the most significant financial decisions you’ll ever make. In 2025, the mortgage landscape is evolving quickly—shaped by rising interest rates, shifting market conditions, and ongoing changes in […]
At BluPrint Home Loans, we know that buying your first home is both exciting and overwhelming. The mortgage process can seem complicated, but with the right guidance and information, you can confidently take the steps needed to secure the best […]
At BluPrint Home Loans, we understand that purchasing a home is one of the most significant financial decisions you will make. As a trusted lender, we aim to simplify the home loan process for individuals and families in Little Rock, […]
Purchasing a home is one of the most exciting milestones in life, but it can also be a daunting process—especially when it comes to securing the right financing. At BluPrint Home Loans, we are here to simplify the journey, offering […]
With expanded loan limits now available, it’s easier than ever to secure financing for your dream home. At BluPrint Home Loans, we recognize that navigating the homebuying process can be overwhelming, especially for first-timers. That’s why we’re here to guide […]
Dreaming of buying a home? Before you start scrolling through listings, there’s one key step that can make the entire process smoother: getting pre-approved for a mortgage. Pre-approval isn’t just a formality – it’s a powerful tool that gives you […]
At BluPrint Home Loans, we specialize in helping individuals and families secure home loans tailored to their specific needs in Long Beach. Whether you’re a first-time homebuyer or looking to refinance your existing mortgage, our experienced team is here to […]
When it comes to purchasing a home, one of the most important decisions you’ll make is choosing the right mortgage lender. A reliable and experienced mortgage lender can make the process of buying a home smoother and more affordable, helping […]
The HomeReady® First Home Loan is a creative home financing opportunity aimed to lower homeownership barriers for creditworthy first-time homebuyers! This loan offers flexible underwriting, low down payment requirements, and reduced mortgage insurance costs, making it an ideal choice for […]
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BluPrint Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. Some products and services may not be available in all states. Licensing and disclosure information can be found at https://nfmlending.com/licensing/
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© 2025 NFM Lending, LLC dba BluPrint Home Loans. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending. www.nfmlending.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that the buyer has the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents, verified assets, submitted the file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. The pre-approval is contingent upon no changes to financials and property approval/appraisal. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites.
Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that the buyer has the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents, verified assets, submitted the file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. The pre-approval is contingent upon no changes to financials and property approval/appraisal. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites.