Minnesota Mortgage Lender

BluPrint Home Loans, The Best Mortgage Lender For Minnesota

You made the decision to find and purchase a home in Minnesota and now you’re looking for a mortgage lender who can guide you through the rest of the process. Contact BluPrint Home Loans today and we help ease you into the home purchasing process then guide you to the closing of your new home. With BluPrint, we’ll help you become one step closer to owning the home of your dreams in Minnesota in a way that is smooth, easy, and painless. We make sure that all of our services are expert level and a reflection of the knowledge and experience that we have gathered over the years. Not only do we help with big first home purchases, but we can also help with refinancing a pre-existing home loan that you might have. We provide a handful of helpful services to the state of Minnesota in the hopes of becoming the mortgage lender you can trust with all of your home purchasing needs and concerns. We want to help you get into the home of your dreams with no hassle and no surprises. After all, we aren’t just any mortgage lending firm. We are BluPrint Home Loans and we’re here for you through every step of the home buying process.

What Can a Mortgage Lender Do For You?

Whenever you decide to make a big real estate purchase and need a little bit of help, you should reach out to a mortgage lender. The lending process begins when you find a home that you would like to buy, then choose a mortgage lender to help you move towards and understand the next steps. You’ll discuss whether or not you need a loan and how you’ll go about obtaining that loan. The lender will ask about your financial situation so that they can establish the maximum loan amount you’ll receive and its interest rate. When the loan amount is agreed upon, the lender will move on to having the house appraised to ensure that it is worth the amount you agreed on. You will then move on to closing on the house by making a down payment – which will be paid to the lender – and will continue to make payments until the remainder of the loan is paid off. It can seem a bit overwhelming, but the right lender will explain the process to you in a way that you will understand while helping you until the very end.

A mortgage lender can also be of assistance to pre-existing homeowners; you don’t need to be purchasing your first home to reach out for help. Lenders can help homeowners refinance their existing loans as a way to lower their current interest rate, reduce their monthly payments, or speed up their repayment timeline. A lender can help you work towards making that pre-existing loan something that is easy to manage and doesn’t cause any unnecessary stress. With BluPrint, new homeowners can buy their dream home and existing homeowners can refinance without having to worry while paying back their loans. Our goal is to put you in a home that you can enjoy living in without having to worry about paying for it. We make receiving and paying back a loan stress free.

The Perfect Loan For You with BluPrint

Now that you know you’ve found a trusted lender and know you need a loan to buy your perfect home, questions might arise about what kind of loans there are to choose from. At BluPrint, we can answer all those questions and help you find the loan that is going to fit perfectly into your current financial situation. You’ll leave us to head towards closing on your home with confidence and understanding. We will fill you in on what a mortgage is, what kind of loans are out there, how to qualify for those loans, how much money will go into paying your mortgage, and all the necessary documentation you’ll need when it’s time to close. You will be completely informed of all the services we can provide – no surprises – as a way to prove that choosing us as your mortgage lender is the best choice. Purchasing or refinancing will be done on your terms when you choose to work with BluPrint Home Loans.

Working Together To Buy Your Dream Home

At BluPrint, we aim to be transparent and honest with you throughout the entire home purchasing process in the hopes that you will do the same for us. Sharing the ins and outs of your unique financial situation with us is how we work towards coming up with the best loan solution for your purchasing plan. Knowing your story will prepare us for any bumps we may encounter on the road to your new home. A solid relationship between lender and borrower allows us to discuss your circumstances openly so we can come up with new and creative ways that make the home buying process as easy and smooth as possible. Working together will show you why we are a trusted and respected mortgage lender for the Minnesota area.

Mortgage Lender in Minnesota

Minnesotans love Minnesota and we’re sure that you will too. The state is one of the more affordable states to live, work, and play in and is full of opportunities and fun. If you love the outdoors, there are five national parks and over 10,000 lakes to choose from that are perfect for hiking, biking, fishing, and boating; making the state one of the most scenic places in the country. It’s also got some of the greenest and cleanest cities in the country and the clean air, green spaces,and high walkability makes for happier and healthier residents. Not to mention that the Twin Cities – Minneapolis and St. Paul – are home to some of the biggest Fortune 500 companies in the country like Target, UnitedHealth Group, and General Mills, creating jobs for tons of people every year. The natural beauty, friendly atmosphere, and great outdoor activities will make you glad that you trusted BluPrint Home Loans with helping you find the perfect home in Minnesota!

Get in touch with our team today to learn more about the pre-approval process or to get started.

Serviced Locations

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BluPrint Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. Some products and services may not be available in all states. Licensing and disclosure information can be found at https://nfmlending.com/licensing/

Corporate HQ

607 N. Vulcan Ave, Unit 6, Encinitas, CA 92024

hello@bluprinthomeloans.com

(888) 405-4580

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© 2025 NFM Lending, LLC dba BluPrint Home Loans. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending. www.nfmlending.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that the buyer has the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents, verified assets, submitted the file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. The pre-approval is contingent upon no changes to financials and property approval/appraisal. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites.