
BluPrint Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. Some products and services may not be available in all states.

So you’re looking for a home in Maryland and you’re not quite sure where to start. You don’t quite understand the process and you’re worried that you won’t be prepared once the process begins. Good thing we are here to help. At BluPrint Home Loans we make getting a loan easy and painless. We are a team of mortgage lenders who will make sure that you understand the home buying process from beginning to end; no surprises. Contacting us today brings you one step closer to finding that perfect home in Maryland. We service our communities at an expert level and use the experience we have gathered over the years to help you get the home of your dreams. We are here to help you purchase your brand new home or refinance a pre-existing home loan.
You’re probably thinking, “I’ve been told I need a mortgage lender, but what exactly do they do?” A mortgage lender is someone who loans out money for real estate purchases. The mortgage lending process starts when a lender speaks with someone who has found a home they want to buy but needs a loan. The lender then evaluates the borrower’s financial situation and whether or not they present a risk before coming up with a maximum amount for the loan and the interest rate that the borrower will have to pay back. Once the loan amount is established then the lender has the house appraised to make sure that it is worth the amount of the loan. The borrower will close on the house by making a down payment – which goes to the lender – then will make monthly payments to the lender until the remainder of the loan is paid off.
Lenders also help existing homeowners refinance their loans so they can lower their interest rate, reduce their monthly payment, or speed up their repayment timeline. At BluPrint, our lenders do all that they can to ensure that you have the money to buy your dream home and not have to worry while you’re paying it back. We want to help put you in a home that you’re going to be happy with as long as you’re living in it.
Now that you know what a mortgage lender can do for you and you’ve found the home that you want to purchase, there are probably going to be some questions you’ll have for the lender. When you go with BluPrint Home Loans, we’ll efficiently answer all of those questions for you. We’ll be able to tell you how a mortgage works, the different types of loans that we offer, how to qualify for said loans, an estimate of what your monthly mortgage payment might include, and what you’ll need to bring when it’s time for you to close. We want you to know exactly what sort of services we can provide for you and why choosing us to be your mortgage lender is the best choice. With us, you’ll be able to buy or refinance your home on your terms!
At BluePrint, we aim to be as transparent and honest with you and the best way to do that is to make sure you understand what we’re going to need from you once the loan process starts. In order for us to provide you with the best loan for your purchase or refinance, we’ll need to analyze your financial situation. Documents regarding income and tax returns will allow us to know that your income will continue. We’ll need to know of all your assets and where they come from as proof that you aren’t borrowing money from somewhere else for your down payment. Then we’ll run a credit history that will inform us of any debt or past credit problems that might influence whether or not you can pay back your loan. All of this is done so that we can accurately assess where you are financial and establish a loan that fits you and your current financial situation.
Maryland might be one of the more expensive places to live, but this just means that many people want to live there. You’ll be purchasing a home in a state full of historical culture, a plethora of outdoor activities to enjoy all year round, some of the best colleges and universities, and a ton of top employment opportunities; especially in the biomedical and life science fields. If you are ready to purchase a home in Maryland or refinance an existing loan, contact us today!
Get in touch with our team today to learn more about pre-approval process to get started
BluPrint Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. Some products and services may not be available in all states.