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  • Who We Are

      Who We Are

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  • Find Us
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  • Real Estate Investors
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Blog

BluPrint News
The Easy Guide to Writing a Letter of Explanation (LOE) 

If you’re applying for a mortgage and your lender asks for a Letter of Explanation (LOE), don’t panic! It’s just a simple letter where you explain something in your financial history — like a late payment, a big deposit, or a […]

by Livia Cruz

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April 29, 2025

Mortgage Image for Home Buying
BluPrint News
Navigating the 2025 Mortgage Landscape: What Homebuyers Need to Know

At BluPrint Home Loans, we know that buying a home is one of the most significant financial decisions you’ll ever make. In 2025, the mortgage landscape is evolving quickly—shaped by rising interest rates, shifting market conditions, and ongoing changes in […]

by Livia Cruz

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March 26, 2025

Home Buying -Bluprint Home Loans
BluPrint News
First-Time Homebuyer? Here’s What You Need to Know About the Mortgage Process

At BluPrint Home Loans, we know that buying your first home is both exciting and overwhelming. The mortgage process can seem complicated, but with the right guidance and information, you can confidently take the steps needed to secure the best […]

by Livia Cruz

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February 20, 2025

Little Rock, AR
BluPrint News
Little Rock Home Loans with BluPrint Home Loans

At BluPrint Home Loans, we understand that purchasing a home is one of the most significant financial decisions you will make.  As a trusted lender, we aim to simplify the home loan process for individuals and families in Little Rock, […]

by Livia Cruz

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December 19, 2024

Twin Falls, ID
BluPrint News
Navigating Twin Falls Home Loans with BluPrint Home Loans

Purchasing a home is one of the most exciting milestones in life, but it can also be a daunting process—especially when it comes to securing the right financing.  At BluPrint Home Loans, we are here to simplify the journey, offering […]

by Livia Cruz

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November 21, 2024

Bluprint Home Loan Service
BluPrint News
Unlocking Doors: How Expanded Loan Limits and Local Expertise Can Transform Your Homebuying Experience

With expanded loan limits now available, it’s easier than ever to secure financing for your dream home. At BluPrint Home Loans, we recognize that navigating the homebuying process can be overwhelming, especially for first-timers. That’s why we’re here to guide […]

by Livia Cruz

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November 5, 2024

Mortgage Pre-approval graphic - BluPrint Home Loans
BluPrint News
3 Reasons Why Mortgage Pre-Approval Should Be At The Top Of Your To-Do List

Dreaming of buying a home? Before you start scrolling through listings, there’s one key step that can make the entire process smoother: getting pre-approved for a mortgage.  Pre-approval isn’t just a formality – it’s a powerful tool that gives you […]

by Livia Cruz

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September 24, 2024

Aerial view of Long Beach
BluPrint News
Long Beach Home Loans with BluPrint Home Loans

At BluPrint Home Loans, we specialize in helping individuals and families secure home loans tailored to their specific needs in Long Beach.  Whether you’re a first-time homebuyer or looking to refinance your existing mortgage, our experienced team is here to […]

by Livia Cruz

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September 20, 2024

Little Rock, AR skyline
BluPrint News
Finding the Right Mortgage Lender in Little Rock, AK

When it comes to purchasing a home, one of the most important decisions you’ll make is choosing the right mortgage lender.  A reliable and experienced mortgage lender can make the process of buying a home smoother and more affordable, helping […]

by Livia Cruz

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August 21, 2024

BluPrint News
How To Access $6,500 in Down Payment Assistance or Closing Costs with HomeReady® First

The HomeReady® First Home Loan is a creative home financing opportunity aimed to lower homeownership barriers for creditworthy first-time homebuyers! This loan offers flexible underwriting, low down payment requirements, and reduced mortgage insurance costs, making it an ideal choice for […]

by Livia Cruz

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August 5, 2024

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  • Recent Posts

    • The Easy Guide to Writing a Letter of Explanation (LOE) 
    • Navigating the 2025 Mortgage Landscape: What Homebuyers Need to Know
    • First-Time Homebuyer? Here’s What You Need to Know About the Mortgage Process
    • Little Rock Home Loans with BluPrint Home Loans
    • Navigating Twin Falls Home Loans with BluPrint Home Loans
  • Recent Comments


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    Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that the buyer has the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents, verified assets, submitted the file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. The pre-approval is contingent upon no changes to financials and property approval/appraisal. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites.