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Blog

Aerial View Of Warm Sunny Neighborhood
BluPrint News
BluPrint Welcomes New Chief Production Officer

Encinitas, CA | July 20th, 2022 — BluPrint Home Loans is pleased to welcome Tai Pilimai to serve as BluPrint’s Chief Production Officer. Tai is a highly experienced mortgage executive with a successful history in leadership and innovation. With  over 17+ years […]

by Livia Cruz

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August 12, 2022

Modesto California
BluPrint News
BluPrint Opens Branch in Modesto, CA

Modesto, CA | July 20th, 2022 — BluPrint Home Loans is pleased to announce the opening of a new branch in Modesto, CA. The branch is located at 3507 Tully Rd #20, Modesto, CA 95356, and will be led by Branch Manager […]

by Livia Cruz

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July 27, 2022

Great Place To Work 2022 Badge
BluPrint News
BluPrint Earns Great Place to Work Certification

BluPrint Home Loans Earns 2022 Great Place to Work Certification™ San Diego, CA — BluPrint Home Loans is proud to be Certified™ by Great Place to Work®. The prestigious award is based entirely on what current employees say about their […]

by Livia Cruz

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June 1, 2022

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Informational
Things to Know: Reverse Mortgages

What You Should Know About Reverse Mortgage Loans For homeowners aged 62 years and older, who have paid off their home or only have a small mortgage, a reverse mortgage loan could be used as a powerful retirement tool. A […]

by Livia Cruz

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February 16, 2022

A top view of a tired couple moving in to an apartment or home.
Informational
FHA Loans: A Guide For First-Time Homebuyers

What is an FHA Loan? A Federal Housing Administration (FHA) loan is a mortgage loan designed to help less financially established people purchase a home. This type of mortgage is commonly used with first-time homebuyers who may not have had […]

by Livia Cruz

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February 8, 2022

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Informational
What You Need to Know About the Pre-Approval Process

If you’re ready to make your dream of owning a home a reality, you’ve probably already heard that you should consider getting pre-qualified or getting pre-approved for a mortgage. Getting pre-qualified and getting pre-approved is different, but both are equally […]

by Livia Cruz

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August 16, 2021

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Informational
The Home Loan Process: An Easy 5-Step Guide

The mortgage loan process can seem intimidating, especially if you’re a first-time homebuyer. Luckily, you don’t have to experience it alone. We’re here to make the home loan process simple and painless by being the local experts you can count […]

by Livia Cruz

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July 19, 2021

A young couople moving in
Informational
Six Things Every Seller Should Know To Catch The Attention Of Millennials In The Housing Market

In part one of our series, we discussed Millennial homebuyers’ background and their current home buying trends. In part two, we cover six important things every seller should know to catch the attention of Millennials in the housing market. Energy Efficiency Going […]

by Livia Cruz

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March 22, 2021

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Informational
Millennials In The Housing Market: Where Are They Now?

It seems like just yesterday discussions focused on Millennials addressed more youthful topics like getting their drivers’ licenses or applying to colleges. Now, older Millennials begin turning 40 years old. This generation has been “adulting” for quite some time now. […]

by Livia Cruz

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March 9, 2021

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Informational
Ask These 5 Questions To Help You Buy The Home Best-Suited For You

5 Great Questions To Help You Buy The Home Best-Suited For You When purchasing a home, hundreds of questions come at you from every direction. Whether from your Realtor®, Loan Processor or Loan Originator, all parties involved in the transaction […]

by Livia Cruz

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February 19, 2021

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    • First-Time Homebuyer? Here’s What You Need to Know About the Mortgage Process
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    • Navigating Twin Falls Home Loans with BluPrint Home Loans
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    Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that the buyer has the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents, verified assets, submitted the file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. The pre-approval is contingent upon no changes to financials and property approval/appraisal. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites.