Shayna Boyster

Mortgage Loan Originator

NMLS#: 1486440
Phone: 479-409-2550
Email: [email protected]
Address: 607 N Vulcan Ave, Unit 6, Encinitas, CA 92024

I’m passionate about helping people build wealth through homeownership while creating meaningful relationships within my community.

Since 2016, I’ve worked across the real estate industry as both a mortgage lender and Certified General Appraiser, giving my clients a well-rounded perspective on buying, financing, and valuing real estate. Whether you’re purchasing your first home, building an investment portfolio, or exploring creative financing solutions, I enjoy helping you navigate the process with confidence and clarity.

Beyond real estate, I’m a firm believer that great business starts with genuine connection. You’ll often find me bringing people together over Mah Jong, sharing my love for interior design and beautiful spaces, supporting local businesses, or building community through lifestyle events and networking. I love creating environments where relationships naturally grow because the best opportunities often begin with authentic conversations.

If you’re looking for a trusted mortgage advisor who values both strategy and relationships, I’d love the opportunity to connect.

If you'd like to learn more about mortgages or calculate a payment, we've got some great resources for you.

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Mortgage Calculators

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Refinance Calculator

Affordable House Calculator

Compare Two Mortgage Loans

Buydown Calculator

BluPrint Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. Some products and services may not be available in all states. Licensing and disclosure information can be found at https://nfmlending.com/licensing/

Corporate HQ

607 N. Vulcan Ave, Unit 6, Encinitas, CA 92024

[email protected]

(888) 405-4580

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© 2026 NFM Lending, LLC dba BluPrint Home Loans. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending. www.nfmlending.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that the buyer has the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents, verified assets, submitted the file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. The pre-approval is contingent upon no changes to financials and property approval/appraisal. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites.