Alabama Mortgage Lender

BluPrint Home Loans, Trusted Mortgage Lender in Alabama

We’re the experts you can count on to guide you through every step of the home loan process, making it simple and painless. We pride ourselves in our competitive rates, local expertise, and out of the box solutions that will get you into your new home or help you save money on your existing loans. We are proud to offer our services to people who are looking to purchase a home in Alabama or refinance an existing loan.

Personalized home loans for refinance and purchase.

If you are considering purchasing a home in Alabama and you are a first time buyer, you’ll want to be prepared for the home buying process so it goes as smoothly as possible. Here are some of the key steps in the process:

Save for a downpayment
Get pre-approved for a mortgage
Find a real estate agent
Go house hunting
Submit an offer
Get a home inspection
Close on your new house

These steps can be intimidating, especially when you are trying to get pre-approved for a mortgage, but finding the right people to work with will make the entire process a lot easier and will set you up to get a home within your budget. With Bluprint Home Loans, you do not have to worry about the intimidating and complicated steps towards getting a home loan, because we’re here to guide you through the process. We promise to make it as painless as possible. How do we do it? Simply by being transparent, reliable, and simple. We always take a human-first approach, with the speed and convenience of a streamlined digital process. Rest assured that we will help you understand the process of getting a home loan from the beginning to the end, and will be right there with you every step of the way.

If you already own a home and are looking to save money on your existing loan, our team of experts will work with you to structure the refinance that meets your unique needs.

Mortgage Lender in Alabama

So you are thinking of moving to Alabama? Then you should know that it would not matter which town you will choose to live in as you will surely experience great Southern hospitality and you will be conveniently located to everything that you need. Alabama actually has a low cost of living and real estate prices making it an ideal place to live in. If you are ready to purchase a home in Alabama or refinance an existing loan contact us today!

Get in touch with our team today to learn more about the pre-approval process or to get started.

Serviced Locations

BluPrint Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. Some products and services may not be available in all states. Licensing and disclosure information can be found at https://nfmlending.com/licensing/

Corporate HQ

607 N. Vulcan Ave, Unit 6, Encinitas, CA 92024

hello@bluprinthomeloans.com

(888) 405-4580

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© 2025 NFM Lending, LLC dba BluPrint Home Loans. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending. www.nfmlending.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that the buyer has the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents, verified assets, submitted the file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. The pre-approval is contingent upon no changes to financials and property approval/appraisal. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites.