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  • Find Us
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  • Real Estate Investors
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Idaho Mortgage Lender

BluPrint Home Loans, Trusted Mortgage Lender in Idaho

Whether you are purchasing your new home or looking to refinance an existing mortgage, Bluprint Home Loans is here for you! You will find all your mortgage needs with us. At Bluprint Home Loans, we promise to provide expert help every step of the way. We are not just your typical mortgage lender. We strive to go beyond what is expected of us each time because we truly care. We will help you find the lowest rates and fees, suitable solutions, or different loan types. Bluprint Home Loans provides mortgage lending services in Idaho and has helped thousands of clients. Rest assured that you won’t be stressed when going through the entire home loan process because we will guide and assist you. Our years of experience have helped us serve our clients with great knowledge and experience that they deserve. 

We have provided home loans in Idaho for many years and have offered the best mortgage rates. Throughout our years of operation, we were able to become an outstanding mortgage lender not just in Idaho but in other states as well. We are not just helping our clients with their mortgage needs; We are helping them to reach their goals and achieve their dreams. Bluprint Home Loans takes pride in making a  difference in our community.  We offer convenience in all aspects to take the stress away that our clients have been carrying and make it an enjoyable experience instead. How do we do this? Simply by being transparent and educating our clients about the process. We also human-first-approach in order to find the most suitable solutions for their needs. 



Personalized home loans for refinance and purchase.

Purchasing a new home in Idaho? Purchasing a home is indeed a huge investment. That is why it is important to know the process that you will have to go through.  The following are the steps in purchasing a home in Idaho. 

 

  • Get pre-approved for a mortgage
  • Find a real estate agent
  • Go house hunting 
  • Submit an offer
  • Get a home inspection
  • Close on your new house

By educating you and being transparent about the process, we can make the application process for your mortgage easier, We love what we do and we are always hands-on. As a premier mortgage lender in Idaho, you will be able to buy or refinance your home in your terms! 

Mortgage Lender in Idaho

If you prefer to live in a state that offers low cost of living, low medical costs, and tax benefits for seniors, Idaho is the state to live in. If you are  ready to purchase a home in Idaho or refinance an existing loan, contact us today! 

Get in touch with our team today to learn more about the pre-approval process or to get started.

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    Get in touch with our team today to learn more about pre-approval process to get started

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    BluPrint Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. Some products and services may not be available in all states. Licensing and disclosure information can be found at https://nfmlending.com/licensing/

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    607 N. Vulcan Ave, Unit 6, Encinitas, CA 92024

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    © 2025 NFM Lending, LLC dba BluPrint Home Loans. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending. www.nfmlending.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

    Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that the buyer has the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents, verified assets, submitted the file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. The pre-approval is contingent upon no changes to financials and property approval/appraisal. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites.