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Why Take a Risk With Other Lender's
Pre-Approvals?

With BluPrint's Loan Assurance, We Will Close Your Loan, Or We'll Give you $10,000*

BluPrint’s Loan Assurance allows the buyer to shop with confidence while giving sellers the assurance they have the best offer on the table.

With BluPrint you will get outstanding service, accompanied with the peace of mind that our Loan Assurance Pre-Approval is backed by a Loan Assurance Certificate. It’s the ultimate win-win for all parties in the transaction.

Buyer’s Agent:

  • Maximize your buyer’s odds for an accepted offer
  • Show homes with confidence backed by the Loan Assurance Pre-Approval
  • Potentially shorten your buyer’s purchase cycle
  • Work with a lender willing to back their service

Seller’s Agent:

  • Trust that BluPrint’s buyer is positioned for a successful closing
  • Increase your seller’s confidence by presenting a Loan Assurance Certificate
  • Work with a proactive lender who is committed to innovation and communication

This advertisement is strictly for Realtor informational purposes, and should not be disseminated to consumers. 1 – The Loan Assurance pre-approval is a verification of credit, income, and assets by NFM’s underwriting team. It is not an approval or commitment to lend and is subject to the restrictions stated within the pre-approval letter. 2 – The Loan Assurance Certificate will only be issued after it is determined the consumer is eligible to participate in the program. Loan approval will be subject to final appraisal, title, and insurance review. *The offer will only be paid if the buyer complies with all of the conditions of the program and NFM Lending fails to close the loan due to an oversight that NFM has committed. If the loan decision is delayed due to the action/inaction of the seller, the consumer will be ineligible for the $10,000 offered under this program. The Loan Assurance amount will be paid only if the borrower credit profile remains the same as during the conditional commitment. The amount paid by NFM will be determined based on loan cost incurred by the consumer during the application process. To qualify for this program, all the following must apply: The final approval cannot deviate from any terms of the initial approval. The loan closing cannot be delayed in whole or in part by actions of the buyer or seller beyond NFM’s control. NFM Lending will only pay the above fee directly to the consumer. The offer may constitute taxable income. Federal, State, and Local taxes and the use of the offer are the responsibility of the recipient. Please consult a tax advisor for more information. MLO licensing information: CA CA-DBO237063. BluPrint Home Loans is a division of NFM Inc. NFM, Inc. is licensed in: CA. (www.nmlsconsumeraccess.org). For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2021.

Get in touch with our team today to learn more about the pre-approval process and get started

CONTACT US
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BluPrint Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. Some products and services may not be available in all states. Licensing and disclosure information can be found at https://nfmlending.com/licensing/

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607 N. Vulcan Ave, Unit 6, Encinitas, CA 92024

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(888) 405-4580

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© 2025 NFM Lending, LLC dba BluPrint Home Loans. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending. www.nfmlending.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that the buyer has the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents, verified assets, submitted the file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. The pre-approval is contingent upon no changes to financials and property approval/appraisal. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites.