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  • Who We Are

      Who We Are

      Testimonials

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  • Find Us
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  • Real Estate Investors
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Kentucky Mortgage Lender

BluPrint Home Loans, Trusted Mortgage Lender in Kentucky

Homeownership is what many people dream of. It is also one of the most important choices that has to be made. A home serves as a safe haven and comfort zone as it is a place where you can be yourself.. This is the palace where you can build memories with your family, friends, and pets. Aside from it being an important investment opportunity, other reasons to buy a home include tax advantages, stability, and many more. Don’t let homeownership stay as a dream. The Bluprint Home Loans team is here to help to turn that dream home into a reality! 

We are a mortgage lender in Kentucky that you can trust. The mortgage process can be a process that is daunting and difficult (especially if you are a first-time homebuyer), but finding the right mortgage lender to work with can make it a whole lot easier. We are not just like any other mortgage lender. At Bluprint Home Loans, we promise to help you throughout the entire process. We will guide you and keep you informed from the beginning to the end. Our team will take the time to know you and your priorities and goals in order to provide you the best and most suitable solutions that are tailored to your needs. We believe in using the human-first-approach.  If you are ready to find a home or refinance in Kentucky, contact Bluprint Home Loans. We make it our goal to find the right loan for you! See what our clients have to say about us.

With the mortgage market and mortgage rates and trends constantly changing, it is best to seek assistance from experts like Bluprint Home Loans. We have deep expertise and knowledge in this industry. That’s why we are able to offer our mortgage lending services to other states and why many have trusted us compared to our competitors. We have the capability to cater to all types of borrower situations. Our goal is to build valuable relationships with all our clients and help them with all their mortgage needs through personalized services. With us, you can expect convenience, transparency, out-of-the box solutions, lowest rates and fees, and different loan types. Our approach has helped us help a lot of our clients in Kentucky. We provide valuable mortgage lending services. It gives us a different kind of fulfillment every time we are able to help our clients achieve their goals and dreams. 

Personalized home loans for refinance and purchase.

Purchasing a new home in Kentucky? Buying a house is considered to be a smart investment and a huge investment that you will make in your life which makes it important to know the process of the home loan process. The following are the steps in purchasing a home in Kentucky:

  • Get pre-approved for a mortgage
  • Find a real estate agent
  • Go house hunting 
  • Submit an offer
  • Get a home inspection
  • Close on your new house

By educating you and being transparent about the process, we can make the application process for your mortgage easier, We love what we do and we are always hands-on. As a premier mortgage lender in Kentucky, you will be able to buy or refinance your home in your terms! 

Mortgage Lender in Kentucky

Kentucky is known to be one of the most affordable states in terms of house prices. Other reasons to move to the Bluegrass state include strong workforce, outdoor adventures, and many more. It is even near major cities if you are into some quick trips. If you are  ready to purchase a home in Kentucky or refinance an existing loan, contact us today!

Get in touch with our team today to learn more about the pre-approval process or to get started.

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    Get in touch with our team today to learn more about pre-approval process to get started

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    BluPrint Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. Some products and services may not be available in all states. Licensing and disclosure information can be found at https://nfmlending.com/licensing/

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    © 2025 NFM Lending, LLC dba BluPrint Home Loans. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending. www.nfmlending.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

    Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that the buyer has the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents, verified assets, submitted the file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. The pre-approval is contingent upon no changes to financials and property approval/appraisal. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites.