California Mortgage Lender

BluPrint Home Loans, Trusted Mortgage Lender in California

We know that no one is born knowing the hows involved in the home buying experience that is why we are here to help. At Bluprint Home Loans, we consider ourselves as veterans in the home loan industry. We use our experience to help you find the best home loan that fits your situation and your needs. The Bluprint Home Loan team will guide you and educate you throughout the entire process. Rest assured that you will always be kept in the loop so you know what to expect. Many trust us as we know our communities inside and out! We even have been recognized as one of the top 100 mortgage companies in America. If we were able to help countless clients by offering our services, we will surely be able to help you purchase a new home in California or refinance an existing home loan.

Personalized home loans for refinance and purchase.

A first time buyer and planning to purchase your own home in California? Buying a house is one of the most exciting moments in your life but the process that you will have to go through will not be as simple as you would like it to be. That is why the more that you know and the more guidance that you receive, the less complicated it will be for you. The following are the steps in purchasing a home in California:

Save for a downpayment
Get pre-approved for a mortgage
Find a real estate agent
Go house hunting
Submit an offer
Get a home inspection
Close on your new house

Finding and choosing the right mortgage lender is as important as knowing the steps that you will have to go through before you can even move into your new home. It is crucial that you can rely that the mortgage lender will be able to help you close the deal. It is also important that they have a fast underwriting process and that they can give you all the necessary paperwork in time without any delay as this can cause a significant delay in the entire process. That is what we do here at Bluprint Home Loans. We are a premier mortgage lender in California. With us, you will be able to buy or refinance your home on your terms.

If you already own a home and are looking to save money on your existing loan, our team of experts will work with you to structure the refinance that meets your unique needs.

Mortgage Lender in California

If you or your family enjoys great weather all throughout the year and prefers easy access to the ocean and other great beaches, then California would be a perfect place for you. If you think you are ready to purchase a home in California or refinance an existing loan, contact us today!

Get in touch with our team today to learn more about the pre-approval process or to get started.

Serviced Locations

Arizona
Alabama
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Montana
Nevada
New Hampshire

BluPrint Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. Some products and services may not be available in all states. Licensing and disclosure information can be found at https://nfmlending.com/licensing/

Corporate HQ

607 N. Vulcan Ave, Unit 6, Encinitas, CA 92024

hello@bluprinthomeloans.com

(888) 405-4580

MAIN LINKS

Resources

© 2025 NFM Lending, LLC dba BluPrint Home Loans. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending. www.nfmlending.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Equal housing lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. The pre-approval may be issued before or after a home is found. A pre-approval is an initial verification that the buyer has the income and assets to afford a home up to a certain amount. This means we have pulled credit, collected documents, verified assets, submitted the file to processing and underwriting, ordered verification of rent and employment, completed an analysis of credit, debt ratio and assets, and issued the pre-approval. The pre-approval is contingent upon no changes to financials and property approval/appraisal. For Arizona originators: AZ# BK-0934973. In Alaska, business will only be conducted under NFM Lending and not any of our affiliate sites.